RESOURCES

Most advisors have Holistiplan: few have a system for using it consistently. This guide walks through the five-step implementation framework Village Financial Services uses with advisory firms: from setting client expectations and systematizing tax return collection, to building tax letters and embedding Holistiplan into year-round workflows.

Most people's financial future is shaped by someone they never see. Like a duck gliding across the water, the financial advisor is the frontline, and Village is the driving force underneath. Processing paperwork. Following up on transfers. Making sure the client who just lost their spouse isn't waiting weeks for a callback. Financial planning is a trust business. Trust is built in the small moments. Hospitality is how you show up in those moments.

I was told your whole life prepares you for the very moment you're in. I watched closely. Learned quietly. Fell in love with the idea of building something of my own. I worked in hospitality. I became a financial advisor. I became a CSA. And then — my son in one arm, the trust of one client in the other — I walked away from a system I didn't believe in and gave birth to Village Financial Services. My whole life actually did prepare me for that moment.

This blog explains how RIAs can identify and calculate state tax exemptions on income from funds holding U.S. Treasury obligations—income that often isn’t reported on 1099s by custodians like Schwab. It outlines which funds qualify, how to extract and analyze client data, tools to automate calculations, and a repeatable CRM workflow to ensure clients and tax preparers capture potential tax savings each year.

Track client milestones to deepen relationships, personalize outreach, and show you truly care—without overwhelming your workflow.

By implementing a proactive approach throughout the year, you can significantly reduce the stress and workload associated with tax season.

Streamline RIA ops with Schwab's latest updates: simplified standing instructions, tax withholding control, and expert operational support.